LICENSED IN AL, CT, DE, FL, IL, MD, NJ, NY, NC, OH, PA, SC, TX, VA and WI
BIO Jeff has grown his business from one office in Wyomissing, PA, to nine additional offices in Downtown Reading, Mertztown, Temple, Birdsboro, Allentown, Schuylkill Haven, Pine Grove, West Chester and Summit Hill. He believes that his success is attributed to hard work and a staff that always put the needs of their clients first.
EDUCATION & EXPERIENCE Jeff is a graduate of Princeton University and has been a licensed insurance agent since 1993. He is licensed to sell property and casualty insurance, life insurance, and accident insurance.
COMMUNITY INVOLVEMENT Jeff is president of the Greater Schuylkill Haven Area Business Association. He is also a member of the Greater Reading Chamber of Commerce, the Schuylkill Chamber of Commerce, the Northeast Berks Chamber of Commerce, Orwigsburg Lions Club, the Schuylkill Haven Island Commission, and Our Haven Foundation where he serves as a Board member and Chairman of the Design Committee. He’s also a member of the Membership Committee at the Schuylkill Country Club. Jeff has coached youth sports for over ten years and is an active member of First United Church of Christ in Schuylkill Haven where he served as an elder on the consistory. He also served as Chairman of the Board of Christian Education for ten years.
OUTSIDE OF WORK... Jeff enjoys traveling and attending sporting events at the national, collegiate, high school and youth levels. He was inducted into the Pennsylvania Sports Hall of Fame, Allen Rogowicz Chapter, for his athletic achievements in high school and in college, where he played football for the Princeton Tigers. Jeff and his wife, Donna, have been married for 34 years. They are the proud parents of twin daughters, Jill Spotts Minakowski and Mallory Spotts Brennan. Donna is actively involved in the marketing, financial and human resources side of the business.
The Spotts family and the staff at Spotts Insurance Group thank you for trusting us to protect what is most important to you.
Al has been in the insurance business since 1994, starting out handling claims and working his way into sales. He is responsible for the overall operations of Spotts Insurance Group, ensuring that the organization meets the expectations and needs of our clients. He oversees and provides support to our staff as they assist our clients in protecting their assets and preparing for the future through property and casualty insurance as well as life insurance and financial services.
Al is a graduate of Immaculata University in Frazer, PA, where he earned a BS in Economics. He is licensed to sell property and casualty insurance, life insurance, and accident and health insurance products in Pennsylvania. He possesses his Series 6, 63 and 26 licensing along with his Pennsylvania Property & Casualty and Life, Accident and Health licenses. He also has secured his CLTC designation (Certification for Long Term Care) as well as his CLCS (Commercial Lines Coverage Specialist).
Al previously worked as a Sales Manager for Nationwide Insurance in and around the 5-county Philadelphia area. He worked on both the exclusive and independent channels during his 8+ years with Nationwide. In 2017, he was one of only 10 Sales Managers countrywide elected to a leadership development team out of Columbus, OH.
Prior to working with Nationwide, Al worked for Allstate Insurance Company in Pennsylvania and Connecticut, starting out in claims and working his way up to regional leadership and sales management before moving to Nationwide Insurance.
Al and his wife, Tracey, have been married for 25 years and have lived in Chester County for over 20 years. They are the proud parents of two daughters, Carly and Raegan Spina. Tracey is a pediatric nurse and alumnus of West Chester University where she earned a BS in Business Management. Al is an avid baseball and football fan and enjoys attending professional and high school sporting events.
Bill is a graduate of Wilson High School and Penn State University, where he earned a bachelor’s degree in business marketing and management. He has been a part of Spotts Insurance Group for over 10 years, is licensed to sell property and casualty insurance, and is also a Nationwide On Your Side Farm Certified Producer.
Bill is a Senior Account Manager for our Commercial Insurance Department and his focus is on large businesses and their complex insurance needs. He has his Commercial Lines Coverage Specialist designation and is working to become a Certified Insurance Counselor.
Bill’s friendly, approachable nature is evident throughout his interactions with clients. He enjoys working with people and learning about their business operations. He takes pride in protecting his clients and makes sure to perform a thorough review of his clients’ insurance needs in order to develop a plan that is right for them.
In his free time, Bill enjoys watching movies and going out to eat with his wife and their son. He also enjoys working out at the gym, playing hockey, football, bowling, and watching NASCAR.
As our Sales Development Manager, Sam is responsible for advising business owners on their commercial insurance policies. Licensed in Property & Casualty since 2008, he has in-depth knowledge of insurance and extensive experience in helping his clients obtain the coverage they need to protect their business. He is fluent in English and Spanish and is always available for his clients when they need him.
Sam spends his free time with his wife, Cassie, their three children and their dog, Snowball.
Michelle has an extensive background in the commercial insurance industry with over 10 years of experience. She is licensed to sell Property and Casualty lines and is responsible for ensuring that our clients’ businesses are properly protected and that every client has an exceptional customer service experience.
She has two boys, Jared and Josh, in the Wilson School District who keep her very busy outside of work. She is an active participant in the Multiple Sclerosis walk every year.
Josh has over 7 years of experience in the insurance industry. His goal is to do the best for his clients to make sure they understand their policies and have the coverage they need.
Josh is licensed to sell property and casualty lines, as well as life insurance. He is a graduate of Lancaster Bible College and spent time studying Illustration at The Pennsylvania College of Art and Design. He enjoys spending his free time with his wife, his sons, and his wife’s cats. His hobbies include drawing, watching movies, and doing whatever it takes to entertain his five year old and one year old.
Tom is a graduate of Widener University, where he earned his Bachelor’s Degree in Business Administration. He was a three-year starter on the Widener football team and was a member of their Division III National Championship Team. Tom has over 30 years of experience as a business owner, consultant and manager so he understands the unique needs of entrepreneurs. He enjoys building new relationships, assisting owners with their businesses and helping them protect what they have built. He is licensed to sell property and casualty insurance.
Most important to Tom are his faith, family and friends. He enjoys spending time with his fiancé, Polly, and his 2 children, Maggie and Jack. He is also an avid reader and enjoys exercising.
Chris Sniscak has worked in the insurance industry for over 25 years, 12 years of which he was a Nationwide Insurance agency owner. He is licensed to sell property and casualty insurance in Pennsylvania. Chris has been married to his wife Laura since 1992 and has 2 grown children, Lawrence and Christopher. Chris and Laura enjoy traveling together, bike riding, hiking and sitting by the pool or by their outside fireplace with friends. Chris’s motto is “Live, laugh and love each day.”
Cassie worked in the banking and finance industry for about 10 years. She joined Spotts Insurance Group in 2019 as a Placement Specialist and is responsible for quoting new business and renewals for the commercial department.
Cassie likes to spend time with her husband, Sam and their 3 children. She also enjoys fitness, gardening and arts & crafts.
Dawn brings over 37 years of insurance experience to the Spotts Insurance Group. She is licensed to sell property and casualty insurance lines, life insurance, and is also a licensed Notary Public. Dawn, known by our clients for her friendly, outgoing personality and her extensive knowledge of insurance, provides guidance and support to her co-workers as agency manager and office manager at our Wyomissing location. Her attention to detail and strong organizational skills allow her to handle these responsibilities successfully.
Outside of the office, Dawn enjoys riding Harleys with her husband, spending time with friends and her puppy, Riley, and shopping with her two daughters.
If you’ve ever called or visited our Wyomissing Office, chances are you’ve spoken with Tony. Known for his outgoing personality and ability to make people laugh, he is always willing to help clients in any way he can. He has been a part of Spotts Insurance Group since 2006 and is licensed to sell property and casualty lines as well as life insurance. He is also a licensed Notary Public. Tony has extensive knowledge of technology and supports everyone throughout the agency with their IT needs.
Tony is originally from Fleetwood, PA and currently resides in Sinking Spring. He enjoys spending time with his fiancé Christine, who is a registered nurse, and their dog Bella. He also enjoys worldwide travel, 3D archery shoots, trap shooting, going out to eat and spending time outdoors at his cabin in Sullivan County.
Mary Fran is a native of Berks County. She grew up in Sinking Spring and graduated from Wilson High School. She received her Bachelor’s Degree from the University of Pittsburgh where she majored in Psychology. She enjoys volunteering and is active in her community through the Northeast Berks Chamber of Commerce and the March of Dimes. She is an avid animal lover and has a dog and a cat.
She loves to help people and is happy to assist clients in any way she can. She is licensed to sell property and casualty insurance, life insurance and fixed annuities in Pennsylvania.
In her free time, Mary Fran enjoys being outdoors, vacationing at the beach, visiting farmers markets, cooking, gardening, and spending time with her family, friends and pets.
Joe is a graduate of Lebanon Valley College with dual degrees in accounting and business management. He is licensed to sell property and casualty lines as well as life insurance. Joe’s background in insurance includes claims and agency management, and he is also a Nationwide On Your Side Farm Certified Producer. His friendly, easy-going personality and his desire to help others are evident in how easily he can establish trust and build relationships with clients.
Joe was captain of his Lebanon Valley College football team and is an avid sports fan. Joe enjoys fishing, golfing, kayaking, and working out. He and his wife, Mallory, also enjoy trivia and hanging out with family and friends in their free time.
Chris Messer joined the Spotts Insurance Group team in 2020 and has worked in the insurance industry since 2013. He has experience working with many different types of clients and carriers. Throughout his insurance Industry journey, he has gained expertise which helps him to empower and educate his clients, as well as assist them in selecting the right coverage for themselves and their assets.
Chris is licensed to sell Property & Casualty and Life & Health insurance in Pennsylvania. He has experience in both personal and commercial insurance and he takes pride in providing a personalized customer service experience for every client.
When he is not in the office, he enjoys vacationing with his family. He also enjoys spending time outdoors, on the soccer field, or playing disc golf.
Mike began his career with Spotts Insurance Group when the Schuylkill Haven office was opened in December of 2011. He is licensed in Personal Lines, as well as Business and Life insurance. Mike was born and raised in Schuylkill Haven and is happy to assist his clients with all of their insurance needs.
Mike and his wife Addie have two sons, Callen and Adam, and a daughter, Finley. Outside of the office, Mike stays busy on the golf course and also enjoys outside adventures with his family.
Meet Niurka Delgado, one of our Senior Personal Lines Account Managers in the Downtown Reading office. Born and raised in New York City, she graduated from Fashion Industries in NY and also has an associate degree (network/internet professional) from Berks Institute of Technology. Niurka is a very pleasant, hard-working person who has eight years of experience in the insurance industry. She is licensed to sell property and casualty lines, as well as life insurance. She is fluent in English and Spanish and is also a licensed Notary Public.
Niurka, who resides in Reading, PA, is very athletic. In fact, she played basketball for four years in high school and received a scholarship to play basketball at Hesser College in New Hampshire. She is a huge NY sports fan who enjoys photography, music, and dancing. She is very family oriented and enjoys spending time with her family when she is not at work.
Josy is a valued member of the Reading Office team and is licensed to sell property and casualty lines of insurance. As a Senior Personal Lines Account Manager, she is very organized and impressively handles the high volume of customers who come into the office each day. She is bilingual and is also a licensed Notary Public. Born in Puerto Rico, but raised in NYC, Josy majored in Computer Science in college and also studied in the fashion industry.
Josy enjoys the outdoors and loves to play all kinds of sports, which earned her a scholarship to play basketball in college in New Hampshire. She is fascinated by cars and loves everything about them.
Jeannie is responsible for managing the daily operations at our Pine Grove Office. She has over 25 years experience in the insurance industry and is licensed to sell property and casualty lines, as well as life insurance. Our clients in the Pine Grove area know Jeannie for her outgoing personality and willingness to go the extra mile to do what is best for them.
Jeannie has been married for over 25 years to Edward Fessler and has two grown children, one granddaughter and one grandson. When not at work, she enjoys her volunteer activities in the community, spending time with her family and friends, kayaking, and vacationing in the mountains and at the beach.
Mark has over 20 years of insurance industry experience and over 15 years of experience in banking and financial services. He serves as a consultant for the agency and is the current Controller of Carbon County. He received his MBA in Finance from DeSales University and is licensed in Pennsylvania to sell property & casualty insurance, accident & health insurance, life insurance and annuities.
He is a board member of the Carbon Chamber & Economic Development Corporation, a member of the St. Luke’s Miners Hospital Board of Directors, a Member of the President’s Council of DeSales University, and was previously the chairman and a member of Carbon County Industrial Development Authority.
Mark is also a member of the Summit Hill Lions Club and Lansford Alive. When he and his wife are not trying to keep up with their three adult children and two German Shepherds, they enjoy skiing, tennis, hiking and adventure travel.
Known for her outgoing personality, Michele has been in the insurance industry since 2006 and is licensed to sell property and casualty lines and life insurance. Michele is proud of the relationships she has established with each of her clients, providing expert guidance and support to each of them.
Michele served 2 years in the United States Army and her son is currently serving in the United States Air Force.
In her free time, she enjoys spending time with her husband, and going to the beach, and volunteering in her community.
Scott Murphy is a graduate of Tamaqua Area High School and also of Penn State University, where he earned his bachelor’s degrees in both Business & Marketing as well as Recreation & Parks Management.
Scott is licensed to sell Property & Casualty lines of insurance and is eager and willing to assist his clients with all of their insurance needs. He prides himself on providing a great customer service experience for all of his clients.
Prior to joining the Spotts Insurance Group team, Scott worked as the General Manager at the Schuylkill Country Club in Orwigsburg, Pennsylvania for 15 years. He was also previously a member of the PGA Golf Staff at The Walt Disney World Resort in Orlando, Florida.
In his free time, Scott enjoys golfing, fishing, boating, and coaching his son Mason’s baseball team.
Wit manages the daily operations of the West Chester office. He has a Bachelor’s Degree in History from West Chester University as well as seven years of experience in the insurance industry. Wit is licensed to sell property and casualty insurance in both Pennsylvania and Delaware. He is also licensed in Pennsylvania to sell life insurance. His goal is to provide clients with the financial protection they deserve.
Wit enjoys paddle boarding and volunteering at the Colonial Theatre in Phoenixville.
Christine is the voice of the West Chester office and is a Personal Lines Account Manager. She is licensed in Pennsylvania to sell property and casualty insurance as well as life insurance. Christine is known by our clients for her friendly demeanor and her expertise in the company’s products and services. As a former teacher, her passion is helping others.
She is a graduate of the University of Delaware and received her Master’s Degree from West Chester University. She enjoys volunteering in her community, traveling, camping, cooking, gardening, and spending time with her husband and son at the beach.
Stephen Musgrove was previously the Managing Agent for the Musgrove Insurance Agency in West Chester, Pa for over 30 years. He joined the Spotts Insurance Group in 2019 as a Customer Service Representative. Steve is licensed to sell Property & Casualty Insurance, as well as Life & Health Insurance in Pennsylvania. He looks forward to working with clients and brings with him a wealth of knowledge and experience in the insurance industry.
Steve lives in Lionville with his wife Robin and two children. In his free time, he enjoys spending time with family, attending sporting events, concerts, and cooking.
As a Personal Lines Account Manager, Cori is licensed to sell Property and Casualty Insurance in PA, NJ, MD and DE. She has extensive experience in both Insurance and Customer Experience Management. Cori prides herself in providing each and every customer with excellent "service with a smile".
In her free time, Cori likes to spend time with her husband, Brian, and dog, Gunner. In addition, she enjoys crafting and working on DIY projects around her home. You can catch Cori in pursuit of the best breakfast spots or spending a sunny Saturday at the dog park.
As a Commercial & Personal Lines Account Executive, Kristie brings over 20 years of insurance experience. Prior to joining the Spotts Insurance Group team, Kristie managed both Personal and Commercial Lines accounts for prestigious agencies throughout Massachusetts. She is licensed to sell Property and Casualty insurance in Pennsylvania.
Kristie recently relocated to Pennsylvania and looks forward to building new client relationships. She is focused on helping clients gain a better understanding of their policies while helping them determine what coverage will work best for their unique needs.
Outside of the office, Kristie enjoys spending time with her significant other, Mark, and going on adventures as a way to learn more about her surroundings in Pennsylvania.
Kathy joined the Spotts Insurance Group in 2012. Licensed to sell life, and annuities, she has over 15 years experience in insurance and financial services. She is a Financial Specialist and CFP® whose licensing includes Series 6 and 67.
Kathy is a graduate of West Chester University with a bachelor’s degree in business management. She has served her community in a number of ways. She is a member of the Orwigsburg Lions Club and sits on the Board of the Orwigsburg Food Pantry. Kathy is also a member of the National Association of Insurance and Financial Advisors and Million Dollar Roundtable Organization.
She has been married for 35 years to Steve Keck, and they have three grown children and three grandchildren. When Kathy is not at work, she enjoys her volunteer activities in the community and spending time with her family.
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