Personal Insurance Pennsylvania
Auto, Homeowners, Farm and Ranch, Life Insurance and More
Quality Car Insurance, Affordable Rates, and Personalized Service
We provide quality car insurance with affordable rates, claims services, roadside assistance and a lot more. At Spotts Insurance Group, our friendly, knowledgeable staff will guide you in determining the best coverage for you.
We specialize in same-day car insurance policies with affordable down payments. Start saving today with auto insurance that meets your needs, lifestyle, and budget.
For a free no-obligation insurance quote, contact us today at one of our multiple locations in Berks County, Schuylkill County, Lehigh County and surrounding areas.
Recreational Hobbies Insurance
You have invested a lot of time and money into these fun vehicles; why not take a moment to make sure they are protected properly? We can offer multiple payment options as well as same-day coverage.
Motorcycle, Snowmobile, and ATV Insurance
Whether you are a casual rider or a weekend warrior, our motorcycle insurance offers protection for you and your bike. We can also cover the accessories and equipment you have on the bike.
Our snowmobile insurance protects the machine and rider as it cruises around in Winter weather. You can also protect the trailer that you use to transport them.
Have an ATV? The mountainous terrain that ATV riders drive on can be treacherous. Whether you like to take relaxing rides on the trails or you like to race over mountains, our ATV insurance can be customized to meet any riding style.
The best part is that you can put any of these vehicles together on the same policy to get multiple vehicle discounts!
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Boat and Watercraft Insurance
When you’re out on the water fishing or spending time with friends, the last thing you want to be thinking about is what could go wrong. With boat and watercraft insurance, you can relax and enjoy those beautiful sunny days knowing you have the best protection available with the Spotts Insurance Group.
Make sure you have the proper coverage before you unload the boat into the water.
Motorhome and Travel Trailer Insurance
An RV can really make it easy to travel across the country. Owning a motorhome or travel trailer can be a dream of many people, but it also comes with a responsibility. Our RV insurance can help with this responsibility as well as protecting the investment in the dream.
RV insurance has many different options available to meet the needs of all RV owners. Whether you’re a full-time traveler exploring the whole country or just a frequent camper, RV insurance can protect travelers and their gear while on the road.
Classic Car Insurance
Antique and classic cars can hold financial and sentimental value to their owners, so it only makes sense to have them insured properly. Classic car insurance holds the value of the car along with any modifications you may have done to really make it one of a kind.
Since classic and antique cars are not driven on a regular basis, our classic car insurance will reflect that, as the rates are incredibly affordable. Everything from hot rods to cruisers are welcome, so don’t wait to get a free quote for your classic car.
Your home is probably your most valuable physical asset, so it needs to be adequately insured. Spotts Insurance Group is here to help you protect your house, apartment, condo, and personal property with the right homeowners or renters insurance coverage. You’ve worked hard to purchase not only your home but your furniture and appliances as well. We’ll offer you specific home insurance coverage options and provide a tailored policy.
The experienced staff at Spotts Insurance Group can help you compare various types of homeowners insurance from multiple companies. Through a one-on-one insurance review, we can help you find the best and most affordable policy for you.
Your landlord’s insurance policy does not cover your belongings, which means you need renters insurance to protect you from fire, theft, and damage to your property. If you rent an apartment, house, condo or a dorm room, you need renters insurance to protect you and your property. Get affordable renters insurance coverage that is tailored to fit you and your lifestyle.
Renters insurance can protect you if an accident happens in your apartment. Renters insurance can also protect you if you’re responsible for damages to others’ property.
Owning a condo is a perfect fit for a lot of people because it is an investment in a property without all of the maintenance of a home. The owner still has a duty to maintain the unit and their belongings. Many condo associations have insurance to cover the grounds and community areas but do not cover the theft or damage inside the unit. Condo insurance is a very affordable way to protect the investment.
We will take the time to customize a policy for you. Home, condo, and renters insurance are all surprisingly affordable. Contact us today!
Farm and Ranch Insurance
Whether you are running a large farm or a small cattle ranch, farm insurance policies offer a wide array of insurance possibilities so you can select the amount of coverage that is aligned with your needs. We have excellent farm insurance to protect the future of your operation.
We understand that accidents happen. That’s why we’re here to assist you in preparation for the unexpected so you can rest assured that you have protection for the following:
- Dwellings and Possessions
- Tenant Residence
- Barns and Farm Buildings
- Farm Machinery and Equipment
- Stored Grain and Produce
- Equine Coverage
- Income Loss
Should your farm need additional coverage, our agents will work closely with you to create a personalized insurance policy. Get a farm insurance policy with 24 hours a day, seven days a week claim service in the event of damage or loss to your farm or ranch. You can count on our team of farm insurance professionals to gather all of the facts and assess damages to your property promptly and efficiently. We’ll help get you back on track.
Even if you have life insurance coverage through your employer, you can buy more coverage to ensure that your loved ones have the money they need in the event you are not there to provide for them. We offer a variety of life insurance policies from some of the most trusted names in the insurance industry.
There are two primary types of life insurance that you can buy: term and permanent. Term life insurance policies have a set duration limit on the coverage period. Once the policy is expired, it is up to you to decide whether the coverage will end, or if you will reapply for another term. Unlike term life insurance policies, permanent life insurance policies generally provide lifetime coverage. Permanent policies can combine a death benefit with a cash value, and the policy is for the life of the insured.
Whole Life Insurance
With fixed, level premiums and conservative accumulation, it is easy to understand how your whole life insurance policy works with no worry of losing value. Your policy has a guaranteed death benefit while providing access to a cash value which grows over time. Some whole life insurance policies can be completely paid up after a certain number of years.
Term Life Insurance
Term life insurance is probably one of the most popular forms of life insurance. You pay a premium that stays the same for a specific period. Your family or beneficiaries receive a tax-free death benefit if death occurs during the term of the policy. If something happens to you, your family can continue to pay for the things your income had provided with help from the benefits of your term life insurance policy.
Universal Life Insurance
Universal Life Insurance is a form of permanent life insurance. It can provide affordable, guaranteed protection and flexibility. A Universal Life insurance policy provides the flexibility that allows you to change, within limits, the death benefit, timing, and amount of your premium. You can build your policy’s cash value, or pay a lower premium, and focus more on guaranteed protection.
Contact one of our life insurance professionals today for a free no-obligation quote for your life insurance.