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Farm Owners Insurance

You Have Made It Your Living. Keep It Protected

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Spotts Insurance Group, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from Spotts Insurance Group is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Dwelling

For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Spotts Insurance Group will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Personal Property

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability

Liability protection from Spotts Insurance Group helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
 

Our Locations

*Wyomissing Office

74 Commerce Drive
Wyomissing, PA 19610
Main office: 610-624-6939
Fax: 610-374-9069

Allentown Office

1275 Glenlivit Drive
Allentown, PA 18106
Main office: 484-282-3997
Fax: 484-224-3011

Hamburg Office

1001 South 4th Street
Hamburg, PA 19526
Main office: 610-915-8694
Fax: 610-562-9201

Mertztown Office

410 West State Street
Mertztown, PA 19539
Main office: 610-285-1646
Fax: 610-682-6306

Reading Office

730 Washington Street
Reading, PA 19601
Main office: 610-624-6932
Fax: 610-372-3183

Schuylkill Haven Office

19 East Main Street
Schuylkill Haven, PA 17972
Main office: 570-500-1365
Fax: 570-385-1711

Our Providers

Testimonials

Our business has used Spotts Insurance Agency for all our insurance needs for 18 years. The customer service and associates knowledge is what keeps us here. Very welcoming and eager to assist whenever needed. Thank you to all the wonderful staff members that have assisted us and truly become friends. Thanks!

CMCS
My business has utilized Spotts Insurance Group since 2005 for our various insurance needs. We have always been pleased with the services provided. Their staff are extremely helpful and prompt in handling any inquiries or issues that may come up. I would recommend this agency to other individuals and business owners.

Anonymous
I have been a part of the Spotts Nationwide family for almost half of my life! They truly are an amazing group of individuals whom have done nothing more than try and accommodate and take care of me, and my family. Walking into the office, I am greeted by name, am asked about my family and feel this sense of home; you don't get that many places and often times interactions are rushed but never here. Thank you for taking care of us, Spotts Insurance Group!

Dnrouse
The people at Spotts Insurance Group are very easy to work with and very knowledgeable.

JeffP