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Disability Insurance

Your Biggest Asset is You

Spotts Insurance Group provides disability insurance to individuals in Wyomissing, Reading, Hamburg, Mertztown, Allentown, Schuylkill Haven, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At Spotts Insurance Group, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from Spotts Insurance Group, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at Spotts Insurance Group will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.

Our Locations

*Wyomissing Office

74 Commerce Drive
Wyomissing, PA 19610
Main office: 610-624-6939
Fax: 610-374-9069

Allentown Office

1275 Glenlivit Drive
Allentown, PA 18106
Main office: 484-282-3997
Fax: 484-224-3011

Hamburg Office

1001 South 4th Street
Hamburg, PA 19526
Main office: 610-915-8694
Fax: 610-562-9201

Mertztown Office

410 West State Street
Mertztown, PA 19539
Main office: 610-285-1646
Fax: 610-682-6306

Reading Office

730 Washington Street
Reading, PA 19601
Main office: 610-624-6932
Fax: 610-372-3183

Schuylkill Haven Office

19 East Main Street
Schuylkill Haven, PA 17972
Main office: 570-500-1365
Fax: 570-385-1711

Our Providers

Testimonials

Our business has used Spotts Insurance Agency for all our insurance needs for 18 years. The customer service and associates knowledge is what keeps us here. Very welcoming and eager to assist whenever needed. Thank you to all the wonderful staff members that have assisted us and truly become friends. Thanks!

CMCS
My business has utilized Spotts Insurance Group since 2005 for our various insurance needs. We have always been pleased with the services provided. Their staff are extremely helpful and prompt in handling any inquiries or issues that may come up. I would recommend this agency to other individuals and business owners.

Anonymous
I have been a part of the Spotts Nationwide family for almost half of my life! They truly are an amazing group of individuals whom have done nothing more than try and accommodate and take care of me, and my family. Walking into the office, I am greeted by name, am asked about my family and feel this sense of home; you don't get that many places and often times interactions are rushed but never here. Thank you for taking care of us, Spotts Insurance Group!

Dnrouse
The people at Spotts Insurance Group are very easy to work with and very knowledgeable.

JeffP