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Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Spotts Insurance Group, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Spotts Insurance Group, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Spotts Insurance Group.

Our Locations

*Wyomissing Office

74 Commerce Drive
Wyomissing, PA 19610
Main office: 610-624-6939
Fax: 610-374-9069

Allentown Office

1275 Glenlivit Drive
Allentown, PA 18106
Main office: 484-282-3997
Fax: 484-224-3011

Hamburg Office

1001 South 4th Street
Hamburg, PA 19526
Main office: 610-915-8694
Fax: 610-562-9201

Mertztown Office

410 West State Street
Mertztown, PA 19539
Main office: 610-285-1646
Fax: 610-682-6306

Reading Office

730 Washington Street
Reading, PA 19601
Main office: 610-624-6932
Fax: 610-372-3183

Schuylkill Haven Office

19 East Main Street
Schuylkill Haven, PA 17972
Main office: 570-500-1365
Fax: 570-385-1711

Our Providers

Testimonials

Our business has used Spotts Insurance Agency for all our insurance needs for 18 years. The customer service and associates knowledge is what keeps us here. Very welcoming and eager to assist whenever needed. Thank you to all the wonderful staff members that have assisted us and truly become friends. Thanks!

CMCS
My business has utilized Spotts Insurance Group since 2005 for our various insurance needs. We have always been pleased with the services provided. Their staff are extremely helpful and prompt in handling any inquiries or issues that may come up. I would recommend this agency to other individuals and business owners.

Anonymous
I have been a part of the Spotts Nationwide family for almost half of my life! They truly are an amazing group of individuals whom have done nothing more than try and accommodate and take care of me, and my family. Walking into the office, I am greeted by name, am asked about my family and feel this sense of home; you don't get that many places and often times interactions are rushed but never here. Thank you for taking care of us, Spotts Insurance Group!

Dnrouse
The people at Spotts Insurance Group are very easy to work with and very knowledgeable.

JeffP