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Commercial General Liability

Critical Assurance for the Protection of Your Business

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you are also accountable for keeping your employees and property insured from injuries and damages. At Spotts Insurance Group, we can help you create a policy that is designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.

Commercial General Liability from Spotts Insurance Group can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Spotts Insurance Group include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garage keepers Liability and Employment Practices Liability. If you run an auto service operation, having Garage keepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor - from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it is important to talk with a specialist at Spotts Insurance Group about the best options for your business.

Our Locations

*Wyomissing Office

74 Commerce Drive
Wyomissing, PA 19610
Main office: 610-624-6939
Fax: 610-374-9069

Allentown Office

1275 Glenlivit Drive
Allentown, PA 18106
Main office: 484-282-3997
Fax: 484-224-3011

Hamburg Office

1001 South 4th Street
Hamburg, PA 19526
Main office: 610-915-8694
Fax: 610-562-9201

Mertztown Office

410 West State Street
Mertztown, PA 19539
Main office: 610-285-1646
Fax: 610-682-6306

Reading Office

730 Washington Street
Reading, PA 19601
Main office: 610-624-6932
Fax: 610-372-3183

Schuylkill Haven Office

19 East Main Street
Schuylkill Haven, PA 17972
Main office: 570-500-1365
Fax: 570-385-1711

Our Providers

Testimonials

Our business has used Spotts Insurance Agency for all our insurance needs for 18 years. The customer service and associates knowledge is what keeps us here. Very welcoming and eager to assist whenever needed. Thank you to all the wonderful staff members that have assisted us and truly become friends. Thanks!

CMCS
My business has utilized Spotts Insurance Group since 2005 for our various insurance needs. We have always been pleased with the services provided. Their staff are extremely helpful and prompt in handling any inquiries or issues that may come up. I would recommend this agency to other individuals and business owners.

Anonymous
I have been a part of the Spotts Nationwide family for almost half of my life! They truly are an amazing group of individuals whom have done nothing more than try and accommodate and take care of me, and my family. Walking into the office, I am greeted by name, am asked about my family and feel this sense of home; you don't get that many places and often times interactions are rushed but never here. Thank you for taking care of us, Spotts Insurance Group!

Dnrouse
The people at Spotts Insurance Group are very easy to work with and very knowledgeable.

JeffP